| NIM | C1L010059 |
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| Namamhs | DHANI SUBIANTORO |
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| Judul Artikel | FACTORS AFFECTING CREDIT DECISION: STUDY ON THE BRANCH OF BRI IN PURWOKERTO |
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| Abstrak (Bhs. Indonesia) | The aims of research were to find out the partially influence of business age, business capacity, debtor characteristics as well as financial statement on lending decision and to find out the simultaneous influence of business age, capacity effect, debtor characteristics and financial statement on lending decision. The research was conducted at units of Bank BRI located in Purwokerto. Population target of this research was credit officers of BRI Units in Purwokerto. The research method was survey, with sampling techniques used are convenience sampling and Slovin formula. Based on the calculation using Slovin formula, it obtained 43 respondents as research sample. From 43 questionnaires distributed, there are 39 feasible questionnaires (86.67%). Furthermore, the technique of data analysis used in this research was multiple regression analysis. Based on the result of data analysis, it can be concluded that business age, business capacity, characteristic as well as financial statement influence on lending decision partially and also business age, business capacity, characteristic and financial statements influence on lending decision simultaneously. |
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| Abtrak (Bhs. Inggris) | The aims of research were to find out the partially influence of business age, business capacity, debtor characteristics as well as financial statement on lending decision and to find out the simultaneous influence of business age, capacity effect, debtor characteristics and financial statement on lending decision. The research was conducted at units of Bank BRI located in Purwokerto. Population target of this research was credit officers of BRI Units in Purwokerto. The research method was survey, with sampling techniques used are convenience sampling and Slovin formula. Based on the calculation using Slovin formula, it obtained 43 respondents as research sample. From 43 questionnaires distributed, there are 39 feasible questionnaires (86.67%). Furthermore, the technique of data analysis used in this research was multiple regression analysis. Based on the result of data analysis, it can be concluded that business age, business capacity, characteristic as well as financial statement influence on lending decision partially and also business age, business capacity, characteristic and financial statements influence on lending decision simultaneously. |
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| Kata kunci | business age, business capacity, debtor characteristics, financial statement credit decision, lending decision. |
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| Pembimbing 1 | Dr. Negina Kencono Putri, S.E. M.Si. Ak. |
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| Pembimbing 2 | Rini Widianingsih, S.E. M.Acc. Ak. |
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| Pembimbing 3 | |
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| Tahun | 2014 |
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| Jumlah Halaman | 22 |
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| Tgl. Entri | 2014-08-26 04:56:55.453591 |
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