Artikel Ilmiah : C1A010065 a.n. HAFIDZ YUDHANSYAH
| NIM | C1A010065 |
|---|---|
| Namamhs | HAFIDZ YUDHANSYAH |
| Judul Artikel | RESPON PEREKONOMIAN TERHADAP SHOCK PENINGKATAN PEMBAYARAN NON TUNAI DI EKS KARESIDENAN BANYUMAS |
| Abstrak (Bhs. Indonesia) | Pertumbuhan ekonomi telah meningkat, diikuti dengan peningkatan pembayaran non tunai di Eks Karesidenan Banyumas. Sementara itu di sisi lain penggunaan pembayaran tunai mengalami penurunan, sehingga peran pembayaran non tunai di Eks Karesidenan Banyumas menjadi semakin penting menggantikan pembayaran tunai dalam kegiatan transaksi. Perihal tersebut terjadi karena pembayaran non tunai menimbulkan penghematan biaya, tenaga dan waktu dalam aktivitas transaksi. Berdasarkan fenomena tersebut penelitian ini mencoba menganalisis dampak peningkatan pembayaran non tunai terhadap perekonomian di Eks Karesidenan Banyumas, yakni sektor moneter (Dana Pihak Ketiga (DPK) dan pemberian kredit (kredit modal kerja, investasi dan konsumsi) serta sektor riil (Produk Domestik Regional Bruto (PDRB)). Penggunaan pembayaran non tunai di Eks Karesidenan Banyumas telah meningkat, dengan menggunakan Structural Vector Autoregression, dampak peningkatan pembayaran non tunai terhadap perekonomian dapat terselidiki. Hasilnya menyatakan bahwa adanya peningkatan pembayaran non tunai memberikan dampak positif bagi perekonomian, yakni peningkatan pembayaran non tunai akan menimbulkan peningkatan DPK, pemberian kredit baik secara total maupun berdasarkan jenisnya dan PDRB. Di samping itu pembayaran non tunai memberikan kontribusi yang relatif besar terhadap perubahan DPK dan pemberian kredit, sedangkan kontribusi pembayaran non tunai relatif kecil terhadap perubahan PDRB. |
| Abtrak (Bhs. Inggris) | Economic growth has increased, followed by the increase of non-cash payment in Ex Banyumas Residency, while on the other hand the use of cash payment was decreasing, so that the role of non-cash payment become important to subtitute cash payment on the transaction activities in Ex Banyumas Residency. Concerning to the non-cash payment raises cost savings, energy and time on the transaction activities. Based on this phenomenon this study attempts to analyze the impacts of an increasing in non-cash payment to the economy in Ex Banyumas Residency, there seen its impacts to the monetary sector (Third Party Fund (TPF)) and bank lending (working capital loans, investment loans and consumption loans) and real sector (Gross Regional Domestic Product (GRDP). The use of non-cash payment in Ex Banyumas Residency has increased, using Structural Vector Autoregression, and the impacts of the increase of non-cash payment on the economy are investigated. These results show that an increase in non-cash payment give positive impact on the economy. The increase of non-cash payment will lead to an increase on TPF, bank lending either by totally or by type and GRDP, on the other hand the contributions of non-cash payment are relatively high to the change on TPF and bank lending, while the contribution of non-cash payment is relatively small to the changes on GRDP. |
| Kata kunci | DPK, PDRB, pembayaran non tunai, pemberian kredit, perekonomian |
| Pembimbing 1 | Agus Arifin, S.E., M.Sc |
| Pembimbing 2 | Drs. Sukiman. M.P |
| Pembimbing 3 | |
| Tahun | 2014 |
| Jumlah Halaman | 19 |
| Tgl. Entri | 2014-05-20 15:51:14.086164 |