Artikel Ilmiah : C1B009095 a.n. YUDHISTIRA ADI NUGRAHA

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NIMC1B009095
NamamhsYUDHISTIRA ADI NUGRAHA
Judul ArtikelANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT
LIKUIDITAS BANK UMUM GO PUBLIC YANG TERDAFTAR
DI BURSA EFEK INDONESIA
Abstrak (Bhs. Indonesia)Tujuan dari penelitian ini adalah untuk menganalisis faktor-faktor yang dapat mempengaruhi tingkat likuiditas bank yang diukur menggunakan Loan to Deposit Ratio. Variabel yang dapat mempengaruhi adalah Capital Adequacy Ratio, Non Performing Loan, Net Interest Margin, Return On Assets, Return On Equity, dan Biaya Operasional Pendapatan Operasional. Sampel yang digunakan adalah 16 bank umum go public yang terdaftar di bursa efek indonesia tahun 2008-2012, yang telah diseleksi menggunakan teknik purposive sampling. Untuk membuktikan hipotesis, penelitian ini menggunakan Multiple Linier Regression Model dan memilih fixed effect model. Hasil dari penelitian ini menunjukan bahwa Return On Assets, Return On Equity, dan Biaya Operasional Pendapatan Operasional mempunyai pengaruh yang signifikan terhadap Loan to Deposit Ratio, sedangkan Capital Adequacy Ratio, Non Performing Loan, dan Net Interest Margin tidak mempunyai pengaruh yang signifikan terhadap Loan to Deposit Ratio.
Abtrak (Bhs. Inggris)The purpose of this research was to analyze the factors influencing banking liquidity
that measured by Loan to Deposit Ratio. The factors were represented by some
variables such as Capital Adequacy Ratio, Non Performing Loan, Net Interest Margin,
Return On Assets, Return On Equity, and Operational Efficiency. The sample of this
research were 16 Go Public Commercial Banks listed in Indonesian Stock Exchange
during 2008 until 2012, they were selected using purposive sampling technique. To
prove the hypothesis, this research was applied Multiple Linier Regression Model and
used fixed effect model. The result showed that Return On Assets, Return On Equity,
and Operational Efficiency had significant influence on Loan to Deposit Ratio, while
Capital Adequacy Ratio, Non Performing Loan, and Net Interest Margin had no
significant influence on Loan to Deposit Ratio.
Kata kunciLoan to Deposit Ratio, Capital Adequacy Ratio, Non Performing Loan, Net Interest Margin, Return On Assets, Return On Equity, dan Biaya Operasional Pendapatan Operasional.
Pembimbing 1Dr. Sudarto, ME.
Pembimbing 2Najmudin, SE., M.Si.
Pembimbing 3Drs. Suwaryo, M.Si.
Tahun2014
Jumlah Halaman16
Tgl. Entri2014-05-19 22:41:39.75014
Cetak Bukti Unggah
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