Artikel Ilmiah : P2EA10003 a.n. DUDI HERAWADI, S.H
| NIM | P2EA10003 |
|---|---|
| Namamhs | DUDI HERAWADI, S.H |
| Judul Artikel | PERAN DAN FUNGSI APEX BPR BANK JATENG SEBAGAI PENGAYOM BANK PERKREDITAN RAKYAT (STUDI DI WILAYAH EKS KARESIDENAN BANYUMAS) |
| Abstrak (Bhs. Indonesia) | DUDI HERAWADI, Program Pascasarjana, Magister IlmuHukum, UniversitasJenderalSoedirman, Peran Dan Fungsi Apex BPR Bank JatengSebagaiPengayom Bank Perkreditan Rakyat (Studi Di Wilayah EksKaresidenanBanyumas.Pembimbing 1: Dr.Hj.Sulistyandari, S.H.,M.Hum, Pembimbing II: Dr.AriefSuryono, S.H.,M.H. Dalamrangkamendorongpembiayaanpadasektorusahamikro, kecildanmenengahsertamenatapersaingan bank di daerahuntukmewujudkan sistem keuanganperbankan yang sehatdankuat, Bank Indonesia sebagaiotoritaspengawasandanpembinaan bank memberlakukan program inisiatifBank Regional Champion dan Apex Bank. Bank Regional Champion menempatkan Bank Pembangunan Daerah sebagaimarket leaderpenggerakperekonomiandaerah. Program apex bank ditujukansebagaipengayombagi Bank Perkreditan Rakyat menyikapidinamikaperkembanganekonomidantingkatpersaingan dibidangjasakeuangan yang memunculkanberbagaieksposurrisiko. Penelitianinibertujuanuntukmemahami apex bank sebagaiinstrumenpengayom, mengetahuibagaimanapenerapan apex bank, mengetahuitingkatpemahamanparapihak, mengetahuifaktor-faktor yang dapatmemperkuatkerjasamaapex bank. Dilakukanterhadap bank-bank yang beradaatauberkedudukan di wilayahekskaresidenanBanyumas.Data hasilpenelitiandianalisissesuainorma-normahukum yang berlakudalamimplementasi program (kebijakan) sebagaisaranapemberlakuan program dimaksud. Berdasarkanhasilpenelitiandananalisis, disimpulkanbahwaperandanfungsi Apex BPR Bank Jatengsebagaipengayom Bank Perkreditan Rakyat di wilayahekskaresidenanBanyumasbelumberfungsidanberperandenganbaik, sehinggatujuandaripemberlakuan program inisiatif apex bank belumtercapai. Berdasarkanhasil yang ditemukandalampenelitian, makabeberapa saran yang dikemukakanadalah (1) Bank apex perlumelakukankegiatanuntukmengidentifikasikebutuhan yang secaranyatadandiperlukanoleh Bank Perkreditan Rakyat dan Bank Pembiayaan Rakyat Syariah di wilayahekskaresidenanBanyumas. Hasilidentifikasitersebutmerupakaninventarisasisebagaidasarpertimbanganpenguatanfungsi Apex BPR Bank Jateng yang dilaksanakansesuaidengankebutuhan.(2) Menyusun program kerja Apex BPR Bank JatengdenganmelibatkanKomite Apex danAnggota Apex BPR Bank Jateng. Secaraberkaladilakukan forum komunikasibersamauntukmelakukanevaluasidanmengukurkinerjapencapaian program kerja apex bank. Bank Indonesia sebagaiotoritaspengawasdanpembinaan bank ataulembaga yang menggantikannyamengambilperanlebihdalammelaksanakanfungsipengawasandanpembinaanuntukmensukseskanpencapaian program inisiatif yang dilaksanakan. |
| Abtrak (Bhs. Inggris) | DUDI HERAWADI, Post Graduate Program of Law Sciences, JenderalSoedirmanUniversity, Role And Function Apex BPR Bank Jateng As Protector of Rural Banks ( Studies In Ex residencyof BanyumasRegion). 1stAdvisor: Dr. Hj.Sulistyandari ,S.H., M.Hum , 2ndAdvisor: Dr.AriefSuryono, S.H.,M.H. In order to drive financing to micro, small and medium enterprises and the managing the bank competition in rural financial system to create sound and strong banking, Bank Indonesia as authorities bank supervision and guidance imposinginitiatives programs Regional Champion Bank and Apex Bank. Bank Regional Champion placing Bank Pembangunan Daerah as market leader in driving the regional economy. The program is intended as a guidance for rural banks respond to the dynamics of economic development and degree of competition in fields financial services which raises many risk exposures. The purpose of this research aims to understand the apex bank as an instrument protector, find out how applying of the apex bank, find out the level of understanding of the parties, knowing the factors that can strengthen cooperation apex bank. Do the banks that are located in the region of ex residency of Banyumas. The data were analyzed according the legal norms in force in the implementation of the program (policy of) as a means of application of the program Based on the results of research and analysis, it was concluded that the role and function of Apex BPR Bank Jateng as a guidance as of Rural Banks in the region of theex residency of Banyumas is not functioning properly and act, so that the purpose of the implementation of program initiatives apex bank have not reached. Form the results found in the research, some advice are proposed are (1) the apex bank should undertakeactivities to identify the real needs and required by rural banks in the region ex residency of Banyumas. The identification result is an inventory as a basis for consideration of strengthening the function of the Apex BPR Bank Jateng are implemented according to the needs. (2) Develop a program of work with the Apex BPR Bank Jateng involves the Apex Committee and Member of Apex BPR Bank Jateng. Periodically performed with the communication forum for evaluating and measuring the performance of the work program achievement apex bank. Bank Indonesia as the regulatory authorities and supervision the bank or institution that replaced took over the role in carrying out the functions of supervision and guidance to succeed in the achievement of program initiatives undertaken. |
| Kata kunci | Bank Regional Champion |
| Pembimbing 1 | Dr. Hj.Sulistyandari, S.H.,M.Hum |
| Pembimbing 2 | Dr. AriefSuryono, S.H.,M.H |
| Pembimbing 3 | |
| Tahun | 2014 |
| Jumlah Halaman | 32 |
| Tgl. Entri | 2014-03-07 15:18:43.240919 |