| NIM | C1L010019 |
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| Namamhs | CHAJAR MATARI FATH MALA |
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| Judul Artikel | The Effect of Market Structure on Performance in Indonesian Banking Industry (Study at Indonesian Commercial Banking in a Period of 2001-2012) |
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| Abstrak (Bhs. Indonesia) | Laporan keuangan bank umum menunjukkan angka-angka informasi akuntansi yang secara eksplisit dan implisit mempengaruhi pengambilan keputusan pada penentuan kebijakan industry bank. Berdasarkan laporan keuangan bank, interpretasi tentang struktur pasar bank dapat ditentukan dan berhubungan dengan kebijakan akan kekayaan bank. Tujuan penelitian ini untuk mengetahui pengaruh struktur pasar pada kinerja bank umum Indonesia menggunakan rasio konsentrasi dan pangsa pasar individu melalui pasar deposit dan kredit market. Terdapat 101 bank terpilih sebagai sampling penelitian dari 120 bank umum Indonesia pada periode 2001-2012 dengan menggunakan purposive sampling. Penelitian ini menggunakan data panel yang menggabungkan data cross section dan data time series, maka alat penelitian ini menggunakan regresi data panel. Hasil dari penelitian ini menyatakan rasio konsentrasi pasar deposit berpengaruh positif signifikan terhadap kinerja, sementara rasio konsentrasi pasar kredit, pangsa pasar deposit, dan pangsa pasar kredit tidak mempengaruhi kinerja bank umum Indonesia. |
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| Abtrak (Bhs. Inggris) | The publication of commercial bank financial statement presents the numbers of financial information that explicitly and implicitly impact the decision making process in determining policy of banking industry. Based on the banking financial reporting, the interpretation of banking market structure can be determined, and thus, linked to the policy of banking industry in welfare-related point. The objective of this research is to examine the influence of market structure on Indonesian commercial banking performance by using concentration ratio and individual market share through deposits market channel and credits market channel. There were 101 banks chosen from 120 banks in a period of 2001-2012 as sampling of research by using purposive sampling. This research uses data panel that combines data cross section and data time series, therefore panel data regression is used in this research. The result of panel data analysis has allowed us to conclude that concentration ratio of deposits market has a significant and positive influence on performance, meanwhile concentration ratio of credits market, individual market share of deposits, and individual market share of credits market have no significant effects on performance. |
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| Kata kunci | market structure, concentration ratio, market share, ROA, banking industry, performance |
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| Pembimbing 1 | Dr. Eko Hariyanto, S.E., M.Si., Ak. |
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| Pembimbing 2 | Poppy Dian Indira Kusuma, S.E., M.Si., Ak. |
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| Pembimbing 3 | Dr. Wita Ramadhanti, S.E., MSA., Ak. |
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| Tahun | 2010 |
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| Jumlah Halaman | 24 |
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| Tgl. Entri | (belum diset) |
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