Artikel Ilmiah : C1B009093 a.n. ARTAN DUARI
| NIM | C1B009093 |
|---|---|
| Namamhs | ARTAN DUARI |
| Judul Artikel | ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERMODALAN PADA BANK UMUM SWASTA NASIONAL DEVISA DI INDONESIA |
| Abstrak (Bhs. Indonesia) | Tujuan dari penelitian ini adalah untuk menganalisis faktor-faktor yang dapat mempengaruhi permodalan Bank yang diukur dengan Capital Adequacy Ratio. Faktor-faktor yang berpengaruh diwakili oleh beberapa variabel seperti Return on Assets, Return on Equity, Loan to Deposit Ratio, Non Performing Loan, Net Interest Margin, and Rasio Biaya Operasional Pendapatan Operasional. Sampel dari penelitian ini adalah 21 Bank Umum Swasta Nasional Devisa yang Terdaftar di Direktori Perbankan Indonesia selama 2008 hingga 2012, yang dipilih dengan menggunakan teknik purposive sampling. Untuk membuktikan hipotesis, penelitian ini menggunakan model analisis regresi berganda dan model fixed effect. Hasil dari penelitian ini menunjukkan bahwa Returm on Equity, Loan to Deposit Ratio, Net Interest Margin, dan Rasio Biaya Operasional Pendapatan Operasional berpengaruh signifikan terhadap Capital Adequacy Ratio, sedangkan Return on Assets dan Non Performing Loan tidak berpengaruh signifikan terhadap Capital Adequacy Ratio. |
| Abtrak (Bhs. Inggris) | The purpose of this research is to analyze the factors that can influence Banking capitalization that measured by Capital Adequacy Ratio. The factors are represented by some variables such as Return on Assets, Return on Equity, Loan to Deposit Ratio, Non Performing Loan, Net Interest Margin, and Operational Efficiency. The sample of this research were 21 Foreign Exchange Commercial Bank listed in Indonesia Banking Directory during 2008 until 2012, they were selected using purposive sampling technique . To prove the hypothesis, this research is applied Multivariate Linear Regression Model and use fixed effect model. The result of this research shows that Returm on Equity, Loan to Deposit Ratio, Net Interest Margin, and Operational Efficiency had significant influence on Capital Adequacy Ratio, while Return on Assets and Non Performing Loan had no significant influence on Capital Adequacy Ratio. |
| Kata kunci | Capital Adequacy Ratio, Return on Assets, Return on Equity, Loan to Deposit Ratio, Non Performing Loan, Net Interest Margin, dan Rasio Biaya Operasional Pendapatan Operasional. |
| Pembimbing 1 | Dr. Sudarto, ME. |
| Pembimbing 2 | Najmudin, S.E., M.Si. |
| Pembimbing 3 | |
| Tahun | 2013 |
| Jumlah Halaman | 15 |
| Tgl. Entri | (belum diset) |