Artikel Ilmiah : C1B018065 a.n. NOVANDA AKHSIN DIAR FADLY
| NIM | C1B018065 |
|---|---|
| Namamhs | NOVANDA AKHSIN DIAR FADLY |
| Judul Artikel | ANALISIS FAKTOR DETERMINAN KINERJA PADA BANK UMUM SYARIAH TAHUN 2016-2020 |
| Abstrak (Bhs. Indonesia) | Penelitian ini bertujuan untuk menganalisis faktor determinan yang memengaruhi kinerja bank umum syariah. Variabel bebas yang digunakan dalam penelitian ini yaitu Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Biaya Operasional Pendapatan Operasional (BOPO), Net Operating Margin (NOM), Dana Pihak Ketiga (DPK), dan Inflasi. Sedangkan variabel terikat dalam penelitian ini adalah Return on Assets (ROA). Populasi pada penelitian ini yaitu bank umum syariah yang terdaftar di otoritas jasa keuangan dari tahun 2016-2020. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah purposive sampling dengan perolehan sampel sebanyak 12 bank umum syariah. Analisis data dalam penelitian ini menggunakan analisis statistika deskriptif, uji outlier, uji asumsi klasik, uji regresi data panel, uji determinasi, dan uji t. Berdasarkan pada hasil penelitian ini, dapat diketahui bahwa variabel Biaya Operasional Pendapatan Operasional (BOPO) dan Dana Pihak Ketiga (DPK) berpengaruh negatif secara signifikan terhadap Return on Assets (ROA). Di sisi lain, variabel Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Net Operating Margin, dan Inflasi tidak berpengaruh terhadap Return on Assets (ROA). |
| Abtrak (Bhs. Inggris) | This study aims to analyze the determinant factors that affect the performance of Islamic commercial banks. The independent variables used in this study are Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Non-performing Financing (NPF), Operational Costs of Operating Income (BOPO), Net Operating Margin (NOM), Third Party Funds (TPF), and Inflation. The dependent variable used in this study is Return on Assets (ROA). The population in this study are Islamic commercial banks registered with the financial services authority from 2016-2020. The sampling technique used in this study is purposive sampling with the acquisition of a sample of 12 Islamic commercial banks. Data analysis in this study used descriptive statistical analysis, outlier test, classical assumption test, panel data regression test, determination test, and t test. Based on the results of this study, Operational Costs of Operating Income (BOPO) and Third-Party Funds that have a significant negative effect on Return on Assets (ROA). On the other hand, the Financial to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Net Operating Margin (NOM), and Inflation variables have no effect on ROA. This study also states that the COVID-19 pandemic that hit Indonesia in 2020 had no significant effect on the performance of Islamic commercial banks. |
| Kata kunci | Kata Kunci: Return on Assets, Financing to Deposit Ratio, Capital Adequacy Ratio, Non-performing Financing, Biaya Operasional Pendapatan Operasional, Net Operating Margin, Dana Pihak Ketiga, Inflasi |
| Pembimbing 1 | Dian Purnomo Jati, S.E., M.Sc. |
| Pembimbing 2 | Dr. Rio Dhani Laksana, S.E., M.Sc. |
| Pembimbing 3 | Retno Kurniasih, S.E., M.Si. |
| Tahun | 2022 |
| Jumlah Halaman | 20 |
| Tgl. Entri | 2022-11-18 19:51:44.354445 |