Artikel Ilmiah : C1L014032 a.n. EKO FAJAR SULAIMAN

Kembali Update Delete

NIMC1L014032
NamamhsEKO FAJAR SULAIMAN
Judul ArtikelTHE EFFECT OF MUDHARABAH, MUSYARAKAH, MURABAHAH AND NON PERFORMING FINANCE TO THE PROFITABILITY AND QARDH OF BPRS IN CENTRAL JAVA AND DIY
Abstrak (Bhs. Indonesia)Menjalankan kegiatan bisnis membutuhkan dana modal besar sehingga hampir semua komunitas bisnis bekerja sama dengan bank. Meskipun di Indonesia terdapat lembaga keuangan non-bank, lembaga keuangan bank memainkan peran paling besar dalam memenuhi kebutuhan dana modal dalam dunia bisnis termasuk perbankan syariah. Dalam penelitian ini, peneliti menguji pengaruh Mudharabah, Musyarakah, Murabahah dan NPF terhadap profitabilitas dan Qardh dari BPRS. Penelitian ini menggunakan laporan keuangan 38 BPRS di Jawa Tengah dan DIY. Data yang diperoleh kemudian diproses menggunakan aplikasi SPSS untuk Windows. Hasil penelitian ini menunjukkan bahwa Musyarakah mempengaruhi profitabilitas, sedangkan Mudharabah, Murabahah dan NPF tidak berpengaruh signifikan terhadap profitabilitas. Sementara Musyarakah mempengaruhi Qardh, sedangkan Mudharabah, Murabahah dan NPF tidak berpengaruh signifikan terhadap Qardh.
Abtrak (Bhs. Inggris)The running of business activities requires substantial capital funds that most of the business community cooperates with the bank. Although in Indonesia there are non-bank financial institutions, bank financial institutions play the most role in meeting the funding needs capital in the business world including Islamic banking. In this study, researcher examined the effect of Mudharabah, Musyarakah, Murabahah and NPF on the profitability and Qardh of BPRS. This research was conducted by financial report of 38 BPRS in Central Java and DIY. The data obtained is then processed using the SPSS for Windows application. The results of this study indicate that Musyarakah affect profitability, while Mudharabah, Murabahah and NPF does not significantly influences on profitability. Meanwhile Musyarakah affect Qardh, Mudharabah, Murabahah and NPF does not significantly influence on Qardh.
Kata kunciMudharabah, Musyarakah, Murabahah, Non Performing Financing, Return On Equity, Qardh.
Pembimbing 1Dr. Eko Suyono, S.E., M.Si., Ak
Pembimbing 2Negina Kencono Putri, S.E., M.Si., Ak
Pembimbing 3
Tahun2019
Jumlah Halaman16
Tgl. Entri2019-05-04 20:26:35.739125
Cetak Bukti Unggah
© Universitas Jenderal Soedirman 2026 All rights reserved.