Artikel Ilmiah : C1B012078 a.n. YULIYAH
| NIM | C1B012078 |
|---|---|
| Namamhs | YULIYAH |
| Judul Artikel | ANALISIS FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP PEMBIAYAAN SYARIAH PADA BANK UMUM SYARIAH DI INDONESIA |
| Abstrak (Bhs. Indonesia) | Penelitian ini bertujuan untuk menganalisis pengaruh Non Performing Financing (NPF), Sertifikat Wadiah Bank Indonesia (SWBI), Capital Adequacy Ratio (CAR), Return on Equity (ROE) dan Financing to Deposit Ratio (FDR) terhadap Pembiayaan Syariah pada Bank Umum Syariah di Indonesia. Sampel yang digunakan dalam penelitian ini adalah laporan keuangan tahunan dari delapan Bank Umum Syariah di Indonesia periode 2011-2015. Untuk menguji hipotesis dalam penelitian ini digunakan regresi data panel. Hasil penelitian ini menunjukkan bahwa Non Performing Financing, Sertifikat Wadiah Bank Indonesia, Capital Adequacy Ratio, Return on Equity dan Financing to Deposit Ratio secara simultan mempunyai pengaruh terhadap pembiayaan syariah. Secara parsial NPF, SWBI, ROE dan FDR memiliki pengaruh positif dan signifikan terhadap pembiayaan syariah, sedangkan CAR memiliki pengaruh negatif dan signifikan terhadap pembiayaan syariah. Kata Kunci: Non Performing Financing, Sertifikat Wadiah Bank Indonesia, Capital Adequacy Ratio, Return on Equity, Financing to Deposit Ratio, Pembiayaan Syariah |
| Abtrak (Bhs. Inggris) | The purpose of this research is to analyze the influence of the Non Performing Financing (NPF), Wadiah Sharia Certificate of Bank Indonesia (SWBI), Capital Adequacy Ratio (CAR), Return on Equity (ROE) and Financing to Deposit Ratio (FDR) to Sharia Financing on Sharia Commercial Bank in Indonesia. The sample that used in this study is the finance report of eight Sharia Commercial Bank in the period of 2011-2015. This study using panel data regression to test the hypothesis. The result of this study indicate that the variable Non Performing Financing, Wadiah Sharia Certificate of Bank Indonesia, Capital Adequacy Ratio, Return on Equity and Financing to Deposit Ratio simultaneously has an influence on Sharia Financing. Partially NPF, SWBI, ROE and FDR has a positive and significant influence on the Sharia Financing, while the CAR has a negative and significant influence on the Sharia Financing. Keywords: Non Performing Financing, Wadiah Sharia Certificate of Bank Indonesia, Capital Adequacy Ratio, Return on Equity, Financing to Deposit Ratio, Sharia Financing |
| Kata kunci | Non Performing Financing, Wadiah Sharia Certificate of Bank Indonesia, Capital Adequacy Ratio, Return on Equity, Financing to Deposit Ratio, Sharia Financing |
| Pembimbing 1 | Dr.Riswan, MM, AK. |
| Pembimbing 2 | Drs. Yayat Giyatno, M.Sc. |
| Pembimbing 3 | Dr.Soedarto, ME. |
| Tahun | 2017 |
| Jumlah Halaman | 25 |
| Tgl. Entri | 2017-02-20 22:21:47.770415 |