Artikel Ilmiah : C1B012102 a.n. DIAN ANGGRAENI WIRYANI
| NIM | C1B012102 |
|---|---|
| Namamhs | DIAN ANGGRAENI WIRYANI |
| Judul Artikel | ANALISIS PENGARUH KOMPONEN KESEHATAN BANK MENGGUNAKAN NON PERFOMING LOAN, LOAN TO DEPOSIT RATIO, DEWAN KOMISARIS, DEWAN DIREKSI, CAPITAL ADEQUACY RATIO TERHADAP PROFITABILITAS (Studi Pada Bank Umum Konvensional yang Terdaftar di BEI) |
| Abstrak (Bhs. Indonesia) | Penelitian ini merupakan penelitian asosiasif yang dilakukan pada Bank Umum Konvensional yang terdaftar di Bursa Efek Indnesia (BEI). Judul penelitian ini adalah “Analisis Pengaruh komponen kesehatan bank menggunakan Non Perfoing Loan, Loan to Deposit Ratio, Dewan Komisaris, Dewan Direksi, Capital Adequacy Ratio terhadap Profitabilitas.” Tujuan penelitian ini adalah untuk menganalisis pengaruh profil risiko, tatakelola perusahaan, dan permodalan terhadap profitabilitas pada perusahan perbankan yang terdaftar di Bursa Efek Inodnesia(BEI) Periode penelitian 2012-2015. Jumlah sampel yang digunakan adalah 32 perusahaan perbankanyang diambil menggunakan metode quota random sampling. Model analisis yang digunakan adalah regresi linear berganda. Berdasarkan hasil penelitian diketahui bahwa risiko kredit (Non Perfoming Loan) berpengaruh terhadap Return on Asset (ROA) SECARA NEGATIF DAN SIGNIFIKAN, Risiko Likuiditas (Loan to Deposit Ratio) berpengaruh terhadap Return on Asset (ROA) secara positif dan signifikan. Sementara Dewan Komisaris tidak berpengaruh terhadap profitabilitas, ukuran dewan direksi justru berpengaruh positif dan signifikan terhadap Return on Asset (ROA). Permodalan (Capital Adequacy Ratio) berpengaruh secara positif dan signifikan terhadap Return on Asset (ROA). Kata Kunci : Kesehatan Bank, Profitabilitas, Return on Asset (ROA), Non Perfoming Loan (NPL), Loan to Deposit Ratio ( LDR), Dewan Komisaris, Dewan Direksi, Capital Adequacy Ratio (CAR). |
| Abtrak (Bhs. Inggris) | This research is an associative study done at Comercial Bank Conventional registered at the Indonesian Stock Exchange (IDX). The title of this research is ”The bank health influence analysis using Non Perfoming Laoan (NPL), Loan to Deposit Ratio (LDR), Size of the board of commisioners, Size of the board of director, Capital Adequacy Ratio toward profitability”. This research aims to find out the effect of risk profile, good corporate governance, and capital toward profitability on banking companies listed in Indonesian Stock Exchage (IDX) in a period 2012-2015. The number of sample used were 32 companies listed were taken by quota random sampling. The method of analysis of this research used multiple linear regression. According to the result of this research that risk credit (Non Perfoming Loan) have effect toward Return on Asset (ROA) negatively and significantly, risk licuidity (Loan to Deposit Ratio) have effect toward Return on Asset (ROA) positively and significantly. While, Size of the board of commissioners have not been affecting the value of profitability. In the other hands, size of the board of directors have positif and significant impact toward Return on Asset (ROA). Capital (Capital Adequacy Ratio) value have been affecting positif and significant toward Return on Asset (ROA). |
| Kata kunci | The Health Bank, Profitability, Return on Asset (ROA), Non Perfoming Loan (NPL), Loan to Deposit Ratio (LDR), Size of the board of commisioners, Size of the board of director, Capital Adequacy Ratio (CAR). |
| Pembimbing 1 | Drs. Yayat Giyatno, M.Sc |
| Pembimbing 2 | Retno Widuri SE, M.Si |
| Pembimbing 3 | Dr. Ade Banani M.MS |
| Tahun | 2016 |
| Jumlah Halaman | 24 |
| Tgl. Entri | 2016-11-21 17:30:40.304823 |