Artikel Ilmiah : C1C012051 a.n. SRI AJININGSIH
| NIM | C1C012051 |
|---|---|
| Namamhs | SRI AJININGSIH |
| Judul Artikel | Pengaruh Risiko kredit, Risiko pasar, Risiko likuiditas, Good Corporate Governance, Earnings dan Capital terhadap Kontinuitas Usaha Perbankan |
| Abstrak (Bhs. Indonesia) | Penelitian yang berjudul : “ Pengaruh Risiko kredit, Risiko pasar, Risiko likuiditas, Good Corporate Governance, Earnings, dan Capital terhadap Kontinuitas usaha perbankan”,bertujuan untuk menganalisis pengaruh risiko kredit, risiko pasar, risiko likuiditas, good corporate governance, earnings, dan capital terhadap kontinuitas usaha perbankan. Data penelitian dikumpulkan dari 32 bank umum sampel yang terdaftar di Bursa Efek Indonesia tahun 2012 sampai dengan 2014 yang dipilih secara purposive. Data dianalisis dengan model regresi linear berganda dengan pengujian hipotesis secara simultan dan parsial. Hasil penelitian menunjukkan bahwa : (1) Risiko kredit, risiko pasar, risiko likuiditas, good corporate governance, earnings, dan capital (secara simultan) berpengaruh signifikan terhadap kontinuitas usaha perbankan, (2) Risiko kredit berpengaruh (signifikan) terhadap kontinuitas usaha perbankan, (3) Risiko pasar berpengaruh (signifikan) terhadap kontinuitas usaha perbankan, (4) Risiko likuiditas (tidak signifikan) berpengaruh terhadap kontinuitas usaha perbankan, (5) Good Corporate Governance (tidak signifikan) berpengaruh terhadap kontinuitas usaha perbanka, (6) Earnings (tidak signifikan) berpengaruh terhadap kontinuitas usaha perbankan, dan (7) Capital (tidak signifikan) berpengaruh terhadap kontinuitas usaha perbankan. Implikasi. Risiko likuiditas dapat dikurangi dengan melakukan pengelolaan kredit melalui pembaruan kebijakan dan prosedur. Implementasi good corporate governancesebagai kultur organisasi perbankan sampai tataran teknis. Earnings dapat ditingkatkan melalui peningkatan spread bunga tabungan dan investasi, dan Capital dapat ditingkatkan melalui pengoptimalan penggunaan modal sendiri. |
| Abtrak (Bhs. Inggris) | This study takes the title: "Influence of Credit Risk, Market Risk, Liquidity Risk, Good Corporate Governance, Earnings and Capital on the Continuity of banking business", have purpose was to analyze the effect of credit risk, market risk, liquidity risk, good corporate governance, earnings, and capital to the continuity of banking business. Data were collected from 32 samples of commercial banks listed on the Indonesia Stock Exchange in 2012 through 2014 were selected purposively. Multiple regression were used to test hypotheses simultaneously and partially. The research results showed that: (1) Credit risk, Market risk, Liquidity risk, Good Corporate Governance, Earnings and Capital (simultaneously) significant effect on the continuity of banking business, (2) Partially credit risk (significant) effect on the banking business continuity(3) market risk (significantly) effect on the continuity of banking business, (4) liquidity risk (not significantly) effect on the continuity of banking business, (5) Good Corporate Governance (not significantly) effect on the continuity of banking business, (6 ) Earnings (not significantly) effect on the continuity of banking business, and (7) Capital (not significantly) effect on the continuity of banking operations. The implications. Liquidity risk can be reduced by the credit management through policy and procedure updates. GCG implementation of a banking organization's culture to the technical level. Earnings can be improved by the increased spread of interest on savings and investments, and Capital can be improved by optimizing the use of their own capital. |
| Kata kunci | Kontinuitas Usaha Perbankan, Risiko kredit, Risiko pasar, Risiko likuiditas, Good Corporate Governance, Earnings, Capital |
| Pembimbing 1 | Drs. Halomoan Ompusunggu., M.Si., Ak |
| Pembimbing 2 | Drs. Agus Sunarmo., M.M., Ak |
| Pembimbing 3 | Dra. Yusriati Nur Farida., M.Si., Ak |
| Tahun | 2016 |
| Jumlah Halaman | 26 |
| Tgl. Entri | 2016-06-16 08:36:49.982158 |