Artikel Ilmiah : C1B012042 a.n. WAHYU LAELA DAMAYANTI
| NIM | C1B012042 |
|---|---|
| Namamhs | WAHYU LAELA DAMAYANTI |
| Judul Artikel | ANALISIS PENGARUH DPK, CAR, NPL, ROA, BOPO, DAN NIM TERHADAP LDR PERBANKAN UMUM KONVENSIONAL YANG TERDAFTAR DI BEI |
| Abstrak (Bhs. Indonesia) | Penelitian ini merupakan penelitian asosiatif yang dilakukan di sektor perbankan di Bursa Efek Indonesia periode 2010-2014. Tujuan dari penelitian ini adalah untuk menganalisis pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Return on Assets (ROA), Biaya Operasional terhadap Pendapatan Operasional (BOPO), dan Net Interest Margin (NIM) terhadap Loan to Deposit Ratio (LDR). Penelitian ini menggunakan analisis regresi berganda sebagai alat pengujian hipotesis. Populasi dalam penelitian ini adalah semua perusahaan perbankan yang terdaftar di Bursa Efek Indonesia dengan jumlah 40 perusahaan. Sedangkan sampel yang digunakan dalam penelitian ini diambil dengan menggunakan metode purposive sampling dan diperoleh 27 perusahaan sebagai sampel. Namun, sampel akhir dalam penelitian ini hanya 26 perusahaan, karena dalam perhitungan uji asumsi klasik, data memiliki multikolinieritas dan heteroskedastisitas gejala. Oleh karena itu,dilakukan cara untuk mengobati gejala tersebut dengan mengurangi jumlah sampel perusahaan yang memiliki data ekstrim. Hasil penelitian menunjukkan bahwa: (1) Dana Pihak Ketiga tidak berpengaruh terhadap Loan to Deposit Ratio. (2) Capital Adequacy Ratio berpengaruh terhadap Loan to Deposit Ratio. (3) Non-Performing Loan tidak berpengaruh terhadap Loan to Deposit Ratio. (5) Biaya Operasional terhadap Pendapatan Operasional berpengaruh terhadap Loan to Deposit Ratio. (6) Net Interest Margin berpengaruh terhadap Loan to Deposit Ratio. |
| Abtrak (Bhs. Inggris) | This research is an associative research conducted in the banking sector in Indonesia Stock Exchange 2010-2014 period. The purpose of this research was to analyze the influence of Third Party Funds (DPK), Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Return on Assets (ROA), Operational Cost Ratio to Operational Income (BOPO), and Net Interest Margin (NIM) on Loan to Deposit Ratio (LDR). This research used multiple regression analysis as a hypothesis testing tool. The population in this research was all banking companies listed on Indonesia Stock Exchange with the number of 40 companies. While the sample used in this research was taken by using purposive sampling method and obtained 27 companies as sample. However, the final sample in this research was only 26 companies, because in the calculation of classical assumption test, the data had multicolinearity and heteroscedasticity symptoms. Therefore, the method to treat these symptoms was by reducing the amount of sample that had extreme data. The result indicated that: (1) Third Party Funds did not have influence on Loan to Deposit Ratio. (2) Capital Adequacy Ratio had influence on Loan to Deposit Ratio. (3) Non-Performing Loan did not have influence on Loan to Deposit Ratio. (5) Operational Cost Ratio to Operational Income had influence on Loan to Deposit Ratio. (6) Net Interest Margin had influence on Loan to Deposit Ratio. |
| Kata kunci | Loan to Deposit Ratio, Third-Party Funds, Capital Adequacy Ratio, Non-Performing Loan, Return on Assets, Operational Cost Ratio to Operational Income, Net Interest Margin. |
| Pembimbing 1 | Dr. Riswan, MM.,Ak. |
| Pembimbing 2 | Ekaningtyas Widiastuti, SE, M.Si |
| Pembimbing 3 | |
| Tahun | 2016 |
| Jumlah Halaman | 16 |
| Tgl. Entri | 2016-02-11 18:27:13.773643 |