Artikel Ilmiah : C1B011079 a.n. NURBAETY SANDIVIASARI NUGRAHENI
| NIM | C1B011079 |
|---|---|
| Namamhs | NURBAETY SANDIVIASARI NUGRAHENI |
| Judul Artikel | ANALISIS BOPO, CAR, LDR, NPL DAN UKURAN PERUSAHAAN TERHADAP KINERJA KEUANGAN BANK UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA |
| Abstrak (Bhs. Indonesia) | Penelitian ini merupakan studi empiris yang dilakukan di Bursa Efek Indonesia pada periode 2010-2014. Penelitian ini berjudul “Analisis BOPO, CAR, LDR, NPL dan Ukuran Perusahaan Terhadap Kinerja Keuangan Bank Umum Yang Terdaftar di Bursa Efek Indonesia”. Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis pengaruh Biaya Operasional terhadap Pendapatan Operasional (BOPO), Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) dan Ukuran Perusahaan terhadap Kinerja Keuangan Bank Umum Go Public yang Terdaftar di Bursa Efek Indonesia periode 2010-2014. Hipotesisnya antara lain BOPO dan NPL mempunyai pengaruh negatif signifikan terhadap kinerja keuangan, sedangkan CAR, LDR dan Ukuran Perusahaan berpengaruh positif dan signifikan terhadap kinerja keuangan. Penelitian ini menggunkaan model regresi berganda sebagai alat pengujian hipotesis. Teknik pengumpulan data menggunakan metode dokumentasi, tinjauan pustaka dan pencarian internet. Penelitian ini dilakukan selama periode 2010-2014. Populasi dalam penelitian ini adalah perusahaan yang terdaftar di Bursa Efek Indonesia, dengan menggunakan purposive sampling sebagai metode pengambilan sampelnya. Berdasarkan hasil penelitian menunjukkan bahwa dalam pengujian secara simultan menunjukkan ada pengaruh secara simultan antara biaya operasional terhadap pendapatan operasional (BOPO), capital adequacy ratio (CAR), loan to deposit ratio (LDR), non performing loan (NPL) dan ukuran perusahaan terhadap kinerja keuangan. Untuk hasil uji parsial menunjukkan bahwa biaya operasional terhadap pendapatan operasional (BOPO) dan non performing loan (NPL) berpengaruh negatif signifikan terhadap kinerja keuangan, capital adequacy ratio (CAR), loan to deposit ratio (LDR) dan non performing loan (NPL) dan ukuran perusahaan sedangkan ukuran perusahaan berpengaruh positif signifikan terhadap kinerja keuangan. Implikasi dari penelitian ini manajemen bank perlu memperhatikan faktor yang dapat mempengaruhi kinerja keuangan. Manajemen bank perlu menjaga standar kesehatan bank sesuai ketentuan yang telah ditetapkan, serta melaporkan keuangan perusahaan yang lebih akurat sehingga dapat meningkatkan tingkat kepercayaan masyarakat. Investor dan calon investor sebaiknya tidak terlalu fokus pada ukuran perusahaan dalam berinvestasi. |
| Abtrak (Bhs. Inggris) | This research is an empirical study conducted in Indonesia Stock Exchange in 2010-2014 period. This research entitled “Analysis of BOPO, CAR, LDR, NPL and Firm Size on Financial Performance of Commercial Banks Listed in Indonesia Stock Exchange”. The purpose of this research was to determine and analyze the influence of Operational Cost to Operational Income (BOPO), Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non-Performing Loan (NPL) and Firm Size on Financial Performance of Go Public Commercial Banks listed in Indonesia Stock Exchange in 2010-2014 period. The hypotheses were BOPO and NPL had a negative and significant influence on financial performance, while CAR, LDR and Firm Size had positive and significant influence on financial performance. This research used multiple regression model as a means of testing the hypotheses. Data collection technique used documentation method, literature and internet searches. The population in this research was the companies listed in Indonesia Stock Exchange with using purposive sampling as the sampling method. Based on the research result, it indicated that there was simultaneous influence among operational cost to operational income (BOPO), capital adequacy ratio (CAR), loan to deposit ratio (LDR), non-performing loan (NPL) and company size on financial performance. The result of partial test indicated that operational cost to operational income (BOPO) and non-performing loan (NPL) had negative and significant influence on financial performance, capital adequacy ratio (CAR), loan to deposit ratio (LDR) and firm size had positive and significant influence on financial performance. The implication of this research was bank management needed to consider factors that may influence financial performance. Bank management needed to maintain health of bank in accordance with the standard that have been stipulated, as well as reports more accurate company’s financial so as to increase the level of public trust. Investors and prospective investors should not focus too much on the company size in investing. |
| Kata kunci | BOPO, CAR, LDR, NPL, Firm zise and ROA |
| Pembimbing 1 | Dr. Ade Banani, MMS |
| Pembimbing 2 | Ekaningtyas Widiastuti, SE., M.Si. |
| Pembimbing 3 | |
| Tahun | 2015 |
| Jumlah Halaman | 18 |
| Tgl. Entri | 2015-11-22 22:54:03.391457 |