Artikel Ilmiah : C1K011032 a.n. RISA ASTRYA HUTASOIT
| NIM | C1K011032 |
|---|---|
| Namamhs | RISA ASTRYA HUTASOIT |
| Judul Artikel | THE INFLUENCE OF FINANCIAL PERFORMANCE ON FINANCIAL DISTRESS OF BANK (Empirical Study on Banking Companies Listed In Indonesia Stock Exchange) |
| Abstrak (Bhs. Indonesia) | Penelitian ini dilakukan untuk menguji pengukuran kinerja keuangan CAR (Capital Adequacy Ratio), ROA (Return On Asset), Asset Growth, LDR (Loan to Deposit Ratio), NPL (Non-Performing Loan), and BOPO (Operating Expense to Operating Income) terhadap kondisi kesulitan keuangan pada perusahaan perbankan yang terdaftar di Bursa Efek Indonesia periode 2010 hingga 2013. Populasi dalam penelitian ini adalah perusahaan perbankan di Indonesia yang beroperasi dan ikut dalam rating bank yang dilakukan oleh majalah infobank pada tahun 2010-2013, serta dipublikasikan pada setiap bulan Juni tahun 2011-2014. Pengambilan sample penelitian ini menggunakan metode purposive sampling, sebanyak 24 perusahaan perbankan sesuai dengan kriteria yang telah ditentukan dengan jangka waktu penelitian 2010-2013. Metode analisis yang digunakan untuk menguji hipotesis penelitian adalah regresi logistik. Hasil analisis menunjukkan bahwa hasil parsial CAR dan ROA berpengaruh signifikan negatif terhadap kesulitan keuangan bank dan NPL berpengaruh signifikan positif terhadap kesulitan keuangan bank. Sementara itu, Asset Growth berpengaruh negatif tetapi tidak signifikan terhadap kesulitan keuangan bank, kemudian LDR dan BOPO berpengaruh positif tetapi tidak signifikan terhadap kesulitan keuangan bank. Hasil estimasi regresi logistik menunjukkan kemampuan prediksi dari enam variabel independen terhadap kesulitan keuangan dari sektor perbankan sebesar 78% dan 22% sisa dipengaruhi oleh faktor-faktor lain di luar model ini. |
| Abtrak (Bhs. Inggris) | This research was conducted to examine the measurement of the financial performance CAR (Capital Adequacy Ratio), ROA (Return on Assets), Asset Growth, LDR (Loan to Deposit Ratio), NPL (Non-Performing Loan), and BOPO (Operating Expense to Operating Income) on the financial distress of banking Companies listed in Indonesia Stock Exchange in the period 2010 to 2013. The population in this study is Indonesia Banking Company that operate and participate in the rating of bank conducted by infobank magazine in 2010-2013, and published in June of each year from 2010 to 2013. The sample of this research was extracted by method of purposive sampling with 24 samples banks adjusted with determined criteria for 2010-2013. The analytical method used to test the research hypotheses was the logistic regression. The result of analysis indicated that the partial results of CAR and ROA have significantly negative influence on the financial distress and NPL has significantly positive influence on the financial distress of bank. In the mean time the Asset Growth has negative but not significantly influence on the financial distress of bank, then LDR and BOPO have positive but not significant influence on the financial distress of bank. The results of logistic regression estimates showed the prediction ability of the six independent variables on financial distress of the banking sector amounted to 78% and 22% remains are affected by other factors outside of this model. |
| Kata kunci | Bank, Financial Distress, Financial Performance, Logistic Regression |
| Pembimbing 1 | Dr. Ade Banani, MMS. |
| Pembimbing 2 | Drs. Suwaryo M.Si |
| Pembimbing 3 | Najmudin, S.E, M.Si. |
| Tahun | 2015 |
| Jumlah Halaman | 20 |
| Tgl. Entri | 2015-08-24 01:29:46.722012 |