Artikel Ilmiah : C1K011013 a.n. ILHAM PERWIRA PUTRA
| NIM | C1K011013 |
|---|---|
| Namamhs | ILHAM PERWIRA PUTRA |
| Judul Artikel | Analysis on Component Risk Based Bank Rating Method (RBBR) to Financial Performance in Indonesian Commercial Banks |
| Abstrak (Bhs. Indonesia) | Penelitian ini berjudul : “Analisa Komponen Metode Risk Based Bank Rating (RBBR) Terhadap Kinerja Keuangan Pada Bank Umum di Indonesia”. Hipotesis yang diajukan risiko kredit berpengaruh negatif terhadap kinerja keuangan, risiko pasar berpengaruh positif terhadap kinerja keuangan, risiko likuiditas berpengaruh positif terhadap risiko sistematis, good corporate governance berpengaruh positif terhadap kinerja keuangan, earning berpengaruh positif terhadap kinerja keuangan dan modal berpengaruh positif terhadap kinerja keuangan. Penelitian ini merupakan penelitian empiris untuk mengukur pengaruh pengaruh risiko kredit, risiko pasar, risiko likuiditas, good corporate governance, earning dan modal terhadap kinerja keuangan pada bank umum yang terdaftar di Bursa Efek Indonesia. Populasi yang diteliti adalah bank umum yang terdaftar di Bursa Efek Indonesia. Untuk menentukan sampel digunakan tehnik purposive sampling yang didasarkan pada beberapa kriteria. Hasil purposive sampling diperoleh 24 perusahaan sebagai sampel, dengan kriteria yang harus dipenuhi adalah bank yang terdaftar di IDX berturut-turut dari 2013 sampai 2013. selanjutnya data yang sudah diperoleh dianalisis dengan menggunakan analisis regresi linear berganda. Berdasarkan hasil penelitian dan analisis data diperoleh kesimpulan risiko kredit berpengaruh negatif signifikan terhadap kinerja keuangan, risiko pasar tidak berpengaruh terhadap kinerja keuangan, risiko likuiditas berpengaruh positif signifikan terhadap kinerja keuangan, good corporate governance tidak berpengaruh terhadap kinerja keuangan, earning berpengaruh positif signifikan terhadap kinerja keuangan dan modal berpengaruh positif signifikan terhadap kinerja keuangan. Berdasarkan hasil penelitian, ada empat variabel independen yang berpengaruh signifikan terhadap risiko sistematis yaitu risiko kredit, risiko likuiditas, earning dan modal. Dikarenakan kinerja keuangan sangat berperan penting dalam menilai kesehatan bank, penting untuk publik menganalisa kinerja keuangan suatu bank dengan melihat pergerakan empat variabel bebas yang berpengaruh signifikan terhadap kinerja keuangan. |
| Abtrak (Bhs. Inggris) | This research entitle: “Analysis on Component of Risk Based Bank Rating Method (RBBR) to Financial Performance in Indonesian Commercial Bank”. Hypothesis in this research are credit risk have a negative influence on financial performance, market risk has positive influence on financial performance, liquidity risk has a positive influence on financial performance, good corporate governance has positive influence on financial performance, earning has positive influence on financial performance and capital has a positive influence on financial performance. This research was an empirical research based on observed and measured phenomena of the effect credit risk, market risk, liquidity risk, good corporate governance, earning and capital on financial performance in Indonesian Stock Exchange (IDX). The population of the research was commercial bank listed in the Indonesian Stock Exchange during 2011-2013. This research used purposive sampling method by selecting samples from population with certain criteria. There is obtained 11 companies that used as the final sample of this research, with required criteria should be fulfilled are the enterprises were listed on the IDX successively from 2011 until 2013. Multiple regression analysis is used to data analysis. The research conclusion are Credit risk has negative influence significant on financial performance, market risk does not has any influence on financial performance, liquidity risk has positive significant influence on financial performance, good corporate governance does not has any influence on financial performance, earning has positive significant influence on financial performance, and capital has positive influence on financial performance. Based on the result of this research, there are four variables that have significant relationship with financial performance i.e. credit risk, liquidity risk, earning and capital. Meanwhile, two variables that did not have any significant relationship with financial performance are market risk and good corporate governance. Therefore, public should pay attention to the movement of the four variables that have significant effect on finanical performance. Because financial performance has main role in measuring bank soundness. |
| Kata kunci | Kinerja keuangan, Risiko kredit, Risiko pasar, Risiko likuiditas, Good corporate governance, Earning, Capital. |
| Pembimbing 1 | Dr. Riswan MM,Ak |
| Pembimbing 2 | Najmudin SE, MSi |
| Pembimbing 3 | |
| Tahun | 2011 |
| Jumlah Halaman | 103 |
| Tgl. Entri | 2015-05-25 04:07:50.192158 |