| NIM | C1B011012 |
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| Namamhs | PRAMUDITA EVON MARTINA PRATIWI |
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| Judul Artikel | PENGARUH KINERJA PERBANKAN TERHADAP RISIKO KREDIT |
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| Abstrak (Bhs. Indonesia) | Penelitian ini bertujuan untuk menganalisis pengaruh return on assets, loan to deposit ratio, capital adequacy ratio, pertumbuhan kredit dan kekuatan pasar terhadap risiko kredit perbankan yang terdaftar di Bursa Efek Indonesia (BEI) pada periode 2010-2013. Sampel penelitian menggunakan metode purposive sehingga diperoleh sampel sebanyak 30 bank dalam penelitian ini. Penelitian ini menggunakan analisis regresi berganda dengan SPSS versi 16. Hasil penelitian menunjukkan bahwa loan to deposit ratio (LDR) dan kekuatan pasar tidak berpengaruh terhadap risiko kredit. Return on asset (ROA) dan capital adequacy ratio (CAR) berpengaruh negatif terhadap risiko kredit. Dan pertumbuhan kredit berpengaruh positif terhadap risiko kredit. |
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| Abtrak (Bhs. Inggris) | The purpose of this study is to analyze the effect of return on asset (ROA), loan to deposit ratio (LDR), capital adequacy ratio (CAR), credit growth, and market power toward credit risk. The study is carried at all of banking companies that listed in the Indonesia Stock Exchange (IDX) during 2010-2013. The samples method of the research is purposive. There are 30 banking companies that are as observation data. This study uses multiple regression analysis with SPSS (Statistical Package for the Social Sciens) version 16. The results show that loan to deposit ratio (LDR) and market power did not effect the credit risk. Return on asset (ROA) and capital adequacy ratio (CAR) has a negative effect on credit risk. And credit growth has a positve effect on credit risk. |
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| Kata kunci | risiko kredit, return on asset (ROA), loan to deposit ratio (LDR), capital adequacy ratio (CAR), pertumbuhan kredit, dan kekuatan pasar |
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| Pembimbing 1 | Hj. Wiwiek Rabiatul Adawiyah, M.Sc, Ph.D. |
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| Pembimbing 2 | Dian Purnomo Jati, SE, M. Sc. |
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| Pembimbing 3 | Drs. Jaryono, MSIE |
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| Tahun | 2015 |
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| Jumlah Halaman | 15 |
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| Tgl. Entri | 2015-05-22 20:20:06.086716 |
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