Update Artikelilmiah: 8088

ANGGUN MUSTIKA DEWI

NIM

Judul Artikel

Abstrak (Bhs. Indonesia)

Penelitian ini berjudul “Analisis pengaruh implementasi konsep ekonomi Islam terhadap akseptabilitas nasabah (Studi kasus : Koperasi Jasa Keuangan syariah Baituttamwil Tamzis, Banjarnegara)”. Tujuan dari penelitian ini adalah
untuk mengetahui implementasi konsep ekonomi Islam secara riil pada lembaga
keuangan syariah dengan lokasi penelitian di Banjarnegara yakni, Koperasi Jasa
Keuangan Syariah Baituttamwil Tamzis. Selain itu, untuk mengetahui pengaruh
implementasi konsep ekonomi Islam terhadap akseptabilitas nasabah terhadap
lembaga keuangan syariah di Koperasi Jasa Keuangan Syariah Baituttamwil
Tamzis, Banjarnegara. Jenis penelitian yang dilakukan adalah penelitian lapangan kuantitatif (quantitative field research) dengan menggunakan teknik analisis tabulasi data.
Berdasarkan dari hasil dan pembahasan yang telah dilakukan dengan
menggunakan metode analisi tabulasi data, dapat dilihat bahwa pada variabel
implementasi konsep ekonomi Islam, Koperasi Jasa Keuangan Syariah
Baituttamwil Tamzis, Banjarnegara telah menjalankan koperasinya sesuai dengan
implementasi konsep ekonomi Islam, hal ini terbukti dengan telah dijalankannya
indikator – indikator implementasi konsep ekonomi Islam itu sendiri di Koperasi
Jasa Keuangan Syariah Baituttamwil Tamzis, Banjarnegara yakni, telah
menjalankan prinsip menjauhi riba, menjalankan prinsip bagi hasil (mudharabah),
menjalankan prinsip tidak merugikan nasabah dan telah menjalankan prisip
tolong-menolong. Sedangkan variabel akseptabilitas nasabah, nasabah menerima positif adanya Koperasi Jasa Keuangan Syariah Baituttamwil Tamzis, hal ini dapat dilihat dengan tingginya pengetahuan nasabah secara umum tentang konsep ekonomi Islam lembaga keuangan syariah, kepercayaan (trust), dan kepuasan (Satisfactory) terhadap koperasi tersebut.
Implikasi dari penelitian ini adalah agar Koperasi Jasa Keuangan Syariah
Baituttamwil Tamzis, Banjarnegara harus tetap mempertahankan prinsip-prinsip
konsep implementasi Islam dalam operasional koperasinya, sehingga persepsi dan akseptabilitas nasabah terhadap Koperasi Jasa Keuangan Syariah Baituttamwil Tamzis, Banjarnegara tetap tinggi. Selain itu, Pihak Koperasi Jasa Keuangan Syariah Baituttamwil Tamzis, Banjarnegara harus meningkatkan lagi kinerjanya agar tidak menurunkan kepuasan (satisfactory) dan kepercayaan (trust) nasabahnya.

Abtrak (Bhs. Inggris)

This research entitled "Analysis of The Implementation Influence of
Islamic Economy Concept on Customers acceptability (case study: Cooperation of Shari'a Financial Service Baituttamwil Tamziz, Banjarnegara) The aim of this
research is to find out the implementation of Islamic economy concept for real in
Shari'a financial agency with the location of research in Banjarnegara that is
Cooperation of Shari'a Financial Services Baituttanwil Tamzis. Other than that, to
find out the influence of implementation of Islamic economy concept on costumers acceptability on Shari'a financial agency in Cooperation of Shari'a
Financial Services Baituttanwil Tamzis, Banjarnegara. The type of this research is quantitative field research by using analysis technic of data tabulation.
Based on the result and review that has been conducted by using analysis
method of dafa tabulation can be seen that in the variable of implementation of
Islamic economy concept, Cooperation of Shari'a Financial Services Baituttanwil
Tamzis, Banjarnegara, has run its cooperation according to concept implementation of Islamic economy, this proven with has the indicators of
concept implementation of Islamic economy concept itself which has been applied in Cooperation of Shari'a Financial Services Baituttanwil Tamzis, which has applied the principle of avoiding riba, applying profit share principle
(mudharabah), applying the principle of not doing something to disadvantage the
costume and applying helping each other principle. While the variable of
costumer acceptability, the costumer accepted positively the existence of
Cooperation of Shari'a Financial Services Baituttanwil Tamzis, this can be seen
with the high number of costumer's knowledge generally about the concept of
Islamic economy of Shari'a financial economy, trust, and satisfactory on the
cooperation.
The implication in this research is that the Cooperation of Shari'a Financial
Services Baituttanwil Tamzis, Banjarnegara should maintain the principle of
Islamic implementation concept in its cooperation operational, thus the perception
and acceptability of costumer on Cooperation of Shari'a Financial Services
Baituttanwil Tams, Banjarnegara stays high. Other than that, the Cooperation of
Shari'a Financial Services Baituttanwil Tamzis, Banjarnegara, should increase
more of its performance so that won't decrease the satisfaction and trust of the
costumer.

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