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THE INFLUENCE OF EDUCATION, EXPERIENCE, LEVERAGE AND FIRM AGE ON PROFITABILITY ON SMEs ( Case Study on Clothing and Textile Shop in Purwokerto)
Abstrak (Bhs. Indonesia)
This research is entitled ”The Influence of Education, Experience, Leverage and Firm Age On Profitability On SMEs (Case Study on Clothing and Textile Shop in Purwokerto)”. The aims of research are to find out the influence of education on profitability, to find out the influence of business experience on profitability, to find out the influence of leverage on profitability and to find out the influence of firm age on profitability of clothing and textile shop in Purwokerto. The research is conducted at Purwokerto city in Banyumas Regency. The method of research is survey with sampling technique uses probability sampling by simple random sampling. Target population of this research is total owner of clothing and textile shop in Purwokerto is 52 managerial. Based on the questionnaire return rate, it is known there are 49 questionnaires were feasible as instrument of research. Furthermore, the technique data analysis that used in this study is multiple regression analysis. Based on the result of data analysis, it can be concluded that educational level, business experience and firm age has significant and positive influence on profitability, and furthermore leverage has significant and negative influence on profitability of clothing and textile shop in Purwokerto of clothing and textile shop in Purwokerto. Based the conclusions, it can be implied that as an effort to increase profitability, the owner of clothing and textile shop in Purwokerto needs to increase the level of the formal education, building the professional learning communities and improve the business knowledge through autodidactic learning via variety of media, to improve their skills and creativity, build strong their confidence, learn to apply the professional management, dare to risk-based on the business strategies implemented, dedicated and always ready to work hard in a long time in building their business, giving more attention to capital management is sourced from third-party funds in efficiently and to maintain the existence of the business carried on in continuously through the application of professional management.
Abtrak (Bhs. Inggris)
This research is entitled ”The Influence of Education, Experience, Leverage and Firm Age On Profitability On SMEs (Case Study on Clothing and Textile Shop in Purwokerto)”. The aims of research are to find out the influence of education on profitability, to find out the influence of business experience on profitability, to find out the influence of leverage on profitability and to find out the influence of firm age on profitability of clothing and textile shop in Purwokerto. The research is conducted at Purwokerto city in Banyumas Regency. The method of research is survey with sampling technique uses probability sampling by simple random sampling. Target population of this research is total owner of clothing and textile shop in Purwokerto is 52 managerial. Based on the questionnaire return rate, it is known there are 49 questionnaires were feasible as instrument of research. Furthermore, the technique data analysis that used in this study is multiple regression analysis. Based on the result of data analysis, it can be concluded that educational level, business experience and firm age has significant and positive influence on profitability, and furthermore leverage has significant and negative influence on profitability of clothing and textile shop in Purwokerto of clothing and textile shop in Purwokerto. Based the conclusions, it can be implied that as an effort to increase profitability, the owner of clothing and textile shop in Purwokerto needs to increase the level of the formal education, building the professional learning communities and improve the business knowledge through autodidactic learning via variety of media, to improve their skills and creativity, build strong their confidence, learn to apply the professional management, dare to risk-based on the business strategies implemented, dedicated and always ready to work hard in a long time in building their business, giving more attention to capital management is sourced from third-party funds in efficiently and to maintain the existence of the business carried on in continuously through the application of professional management.
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