Home
Login.
Artikelilmiahs
45797
Update
NINDITA AFIFAH
NIM
Judul Artikel
ANALISIS TINGKAT PERSAINGAN DAN PENGUASAAN INDUSTRI PERBANKAN DI INDONESIA TAHUN 2017-2021
Abstrak (Bhs. Indonesia)
Tujuan dari penelitian ini adalah menganalisis tingkat persaingan industri perbankan melalui pendekatan struktural dan non struktural Indonesia dan penguasaan industri perbankan Indonesia, serta menganalisis pengaruh Average Funding Rate, Price of Personnel Expense, Price of Capital Expenditure, Equity to Total Aset, Loan to Total Aset, dan Aset terhadap Total 111Revenue. Hasil analisis menggunakan CR4 dan HHI menunjukkan bahwa tingkat persaingan perbankan melalui pendekatan struktural adalah monopolistik/oligopoli dengan konsentrasi sedang. Tingkat persaingan perbankan melalui pendekatan non struktural adalah monopolistik. Selanjutnya, penguasaan industri perbankan Indonesia belum merata. Kemudian Average Funding Rate, Price of Personnel Expense, Price of Capital Expenditure, dan Loan to Total Aset pengaruh yang positif dan signifikan terhadap Total Revenue. Sedangkan Equity to Total Aset dan Aset tidak memiliki pengaruh yang signifikan terhadap Total Revenue.
Abtrak (Bhs. Inggris)
The purpose of this study is to analyze the level of competition in the banking industry through structural and non-structural approaches in Indonesia and the control of the Indonesian banking industry, as well as to analyze the effect of Average Funding Rate, Price of Personnel Expense, Price of Capital Expenditure, Equity to Total Assets, Loan to Total Assets, and Assets to Total Revenue. The results of the analysis using CR4 and HHI show that the level of banking competition through a structural approach is monopolistic/oligopolistic with moderate concentration. The level of banking competition through a non-structural approach is monopolistic. Furthermore, the mastery of the Indonesian banking industry is uneven. Then Average Funding Rate, Price of Personnel Expense, Price of Capital Expenditure, and Loan to Total Assets have a positive and significant effect on Total Revenue. While Equity to Total Assets and Assets have no significant effect on Total Revenue.
Kata kunci
Pembimbing 1
Pembimbing 2
Pembimbing 3
Tahun
Jumlah Halaman
Save