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HELMIA MABCHUT NAHDI

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Abstrak (Bhs. Indonesia)

Penelitian ini dilakukan untuk menganalisis pengaruh Pengaruh Current Ratio, Debt  To Total Asset Ratio, TATO (Total  Asset  Turnover), BOPO (Beban Operasional Pendapatan Operasional), dan Dana Pihak Ketiga (DPK) Terhadap Profitabilitas Bank Umum Syariah di Indonesia periode 2005-2011. Profitabilitas sebagai variabel terikat ditunjukkan dengan Return On Asset (ROA). 	Populasi dalam penelitian ini adalah bank umum syariah yang terdaftar di Bank Indonesia periode 2005-2011, sampel penelitian menggunakan metode purposive sampling dengan kriteria bank mempublikasikan laporan keuangan tahunan periode 2005-2011. Metode analisis yang digunakan adalah analisis regresi berganda dan uji asumsi klasik, sedangkan untuk menguji tingkat signifikansi digunakan uji secara parsial (uji t). 
	Berdasarkan hasil analisis bahwa variabel-variabel yang signifikan pengaruhnya terhadap ROA adalah variabel TATO, BOPO, dan DPK karena nilainya di bawah 0,05. Untuk pengujian secara parsial (uji t) menunjukkan bahwa variabel TATO berpengaruh positif terhadap ROA, BOPO berpengaruh negatif terhadap ROA dan DPK berpengaruh positif terhadap ROA. Sedangkan untuk variabel CR dan DR tidak berpengaruh terhadap ROA.
	Dari hasil analisis tersebut disimpulkan bahwa hanya variabel TATO, BOPO, dan DPK yang berpengaruh signifikan terhadap profitabilitas bank umum syariah. Implikasi dalam penelitian ini adalah pihak manajemen bank sebaiknya mempertimbangkan nilai TATO, BOPO, dan DPK dalam usaha meningkatkan profitabilitas.

Abtrak (Bhs. Inggris)

This study was conducted to identify factors that affect profitability of sharia banking which are listed on the Bank Indonesia for the period 2005-2011. Profitability as the independent variable indicated by the return On Assets (ROA).
The population of this study were all of sharia banking which are listed on the Bank Indonesia for the period 2005-2011. The sample of this study were 8 banks, samples were taken by purposive sampling with certain criteria, banks that have published their annual financial report for the period 2005-2011. The method in this research is to used multiple regression analysis to test the hypothesis that the t test. Before using multiple regression analysis, performed classical assumption first.
The bank specific determinants (internal factors) include current ratio, debt to total asset ratio, total asset turnover, operational efficiency and credit, and third party funds. The statistical analysis showed that the significant factors that affect the profitability of sharia banking were total asset turnover, operational efficiency and credit, third party funds.
From the analysis we can conclude that the only variabel total asset turnover, operational efficiency and credit, third party funds have a significant effect on the profitability of sharia banking in Indonesia. While current ratio and debt to total asset ratio haven’t influence on  profitability of sharia banking in Indonesia. The implications of this study is the management should consider the value of total asset turnover, operational efficiency and credit, third party funds in an effort to increase profitability.

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