Update Artikelilmiah: 33743

SINDY LAYPIT MILENIA

NIM

Judul Artikel

Abstrak (Bhs. Indonesia)

Penelitian ini berjudul “Analisis Perbandingan Keputusan Penggunaan E-wallet di Masa Pandemi Covid-19 Antara Mahasiswa UNSOED dengan Mahasiswa UMP”. Penggunaan e-wallet di masa pandemi Covid-19 cenderung meningkat, sehingga perlu dianalisis faktor yang diduga mempengaruhi keputusan penggunaan e-wallet di masa pandemi Covid-19. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh kinerja layanan, persepsi manfaat dan nilai harga terhadap keputusan penggunaan e-wallet di masa pandemi Covid-19 pada Mahasiswa UNSOED dan Mahasiswa UMP, serta menganalisis ada tidaknya perbedaan pada kedua subjek tersebut. Metode analisis data yang digunakan yaitu analisis regresi linier berganda dan uji beda independent sample t- test. Hasil penelitian ini adalah : (1) Variabel kinerja layanan, persepsi manfaat, dan nilai harga berpengaruh positif dan signifikan terhadap keputusan penggunaan e-wallet pada Mahasiswa UNSOED baik secara parsial maupun simultan, (2) Variabel kinerja layanan, persepsi manfaat, dan nilai harga berpengaruh positif dan signifikan terhadap keputusan penggunaan e-wallet pada Mahasiswa UMP baik secara parsial maupun simultan, (3) Terdapat perbedaan keputusan penggunaan e-wallet di masa pandemi Covid-19 antara Mahasiswa UNSOED dan UMP.

Abtrak (Bhs. Inggris)

This research is entitled “Comparative Analysis of Decisions to Use E-wallet during the Covid-19 Pandemic Between UNSOED Students and UMP Students”. The use of e-wallets during the Covid-19 pandemic that tends to increase, so it needs to analyze the factors that are though to influence the decision to use e-wallets during the Covid-19 pandemic. The purpose of this study is to determine the effect of service performance, perceived benefits and price value on decisions to use e-wallet during the COVID-19 pandemic for UNSOED and UMP students, as well as analyze whether there were differences between the two subjects. . The data analysis methods are multiple linear regression analysis and different independent sample t-tests. The result of this research are : (1) Service performances variables, benefits perceptions, and price values have a positive and significant effect on decisions to use e-wallet in UNSOED students, either partially or partially. simultaneous, (2) service performances variables, benefits perceptions, and price values have a positive and significant effect on the decision to use e-wallet in UMP students either partially or simultaneously, (3 There are differences in the decision to use e-wallet during the Covid-19 pandemic between UNSOED and UMP students.

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